The ARU Sports Injury cover and Liability policies extend to cover insured players, coaches and officials whilst overseas, excluding USA and Canada, as outlined above.

Only limited liability cover is available in USA and Canada.

Although the Sports Injury insurance provides limited cover for players overseas, it is recommended that additional Travel Insurance be effected for all players, coaches and officials to compliment the cover provided.

Travel Insurance policies generally provide high limits of medical expense coverage (the ARU policy limits medical expenses to $3,000 per injury and does not include coverage for illness) as well as other covers such as baggage, money, loss of deposits, cancellation of travel, emergency assistance and repatriation, etc.

If effecting travel insurance separately it is important the policy does not exclude injuries arising from playing Rugby.

Generally, a Travel Insurance policy can be arranged with an insurance company which compliments the existing Sports Injury coverage and does not exclude injuries resulting from Rugby.

For more information contactc Gow-Gates Insurance Brokers or visit www.gowgatessport.com.au/rugby.

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