Insurance Levy Summary 2008/09
The Australian Rugby Unionhas finalised renewal terms with QBE Insurance for the ARU Sports Injury and Liability Insurance Policy for the period 1st March 2008 – 1st March 2009.
Insurance Levies: (same as previous year)
| Senior Players | Cost per team (inc. Stamp Duty & GST) |
| Men & Women (15-aside) | $1,960 per team |
| U19's / U19 Laws | $1,060 per team |
| Women (10-aside) | $870 per team |
| Junior Players(U18’s & below) | Cost per team (inc. Stamp Duty & GST) |
| * All Teams | $170 per team |
Note: It is compulsory for all teams competing in competitions managed by the ARU and/or member unions to participate in the ARU National Insurance Scheme.
* Walla Rugby Levies:
The ARU will again fund insurance levies for all Walla Rugby (non-tackle version of Rugby) teams across Australia in 2008.
This represents a significant investment in Junior Rugby across Australia. Such investment will minimise the costs associated with recruiting juniors into the introductory game of “Walla Rugby” for both clubs and unions. These savings should be passed onto parents/participants allowing them to participate in “Walla Rugby” at minimum cost.
Policy Improvements:
QBE Insurance has also offered the following Policy improvements to the ARU Sports Injury and Liability Insurance, including:
1. Capital Benefit 2 (Permanent Quadriplegia or Permanent Paraplegia)- increased from $300,000 to $400,000;
2. Travel and Accommodation Expenses additional benefit - In summary this covers travel expenses for injured players where they have to travel more than 100kms for medical attention and covers overnight accommodation expenses for parent, spouses, partners etc. for emergency attendance to an injured person. This benefit is limited to $150 per day for up to 52 weeks and to $1,000 in total for each injury;
3. Medical Expenses 12 month limitation extension- This has been extended to allow payment of medical expenses beyond the current 12 month limitation where the claim has been notified during the 12 month period and advice from the doctor is received within 12 months of the injury that treatment will be delayed.
Further details will be available in the 2008 Club Administrators Sports Insurance Manual.
Deadlines:
The method of invoicing will be as follows:
| Date | Action |
| 15 Feb | Invoices sent to all clubs based on team numbers from previous year |
| 30 April | Invoice payment due on 1st invoice |
| 15 May | State Union declaration as to the final number of club teams. Amended invoices sent to clubs. |
| 30 June | Deadline for ALL clubs to ensure arrangement of premium payments** |
**Clubs that have not made arrangements for payment of oustanding premiums by 30 June will no longer be covered under the ARU Insurance Scheme. State Unions have been advised that these clubs do not participate in further Rugby activities until premium payment is finalised.
For more information on the ARU Insurance Scheme, click on "Insurance" in the left hand navigation.
